Financing Options
At ColdLasers.Org, we don't offer financing though our company because we would have to increase your cost to cover this service and working directly with a third-party financing group will get you the best rate and save you money. We can work with your
financing company (if you already have one) or we can help you find a financing company. Here is how the process works.
1. You call us to select a laser and get pricing.
2. You do an application over the phone or web and they respond with terms including the interest rate. You beat them up to get the terms you want.
3. We send them an invoice with your full contact info and product and pricing information.
4. You sign a contact with the financing company and they notify us.
5. We ship the laser.
Once you receive the laser, you tell the financing company that you received it and they pay us. Unlike car finanacing, we do not get a kick-back or make any money when you finance. This means you get a better deal.
Home Systems
Reliant Capitol now offers a home equipment purchase service called "7 Figure Funding" that offers quick and easy financing for home users, with approvals for purchases under $20,000 often within 1-2 days. Enjoy flexible payment options and bring laser therapy home without the wait.
Chris Shea
T: 949-274-0806
7figurescredit.com
Pro Systems
With this type of financing, you will own the laser on the first day. This is a loan and not a lease so you can depreciate the laser on your taxes the first year you get it.
Financing Companies
Historically, we have mainly worked with Brick House, NCMIC and Stearn's bank but Reliant Capitol is new and aggresive at getting good rates. They are all very reputable businesses.
Reliant Capitol
Chris Shea
T: 949-274-0806
reliantcapitalgrp.com
Chris Shea and Reliant Capital offers a fast and easy approval process that often gets deals done the same day. With flexible options for all credit types and a customer-centric approach, they make financing straightforward and hassle-free. Backed by years of industry experience, Reliant Capital offers reliable solutions with integrity and transparency.
Brick House Capitol
Jack Notebaert
8161 E. Indian Bend Road | Suite 103
Scottsdale, AZ 85250
T: 480-948-5541
Jack will work with licensed and unlicensed businessed. Rates are as low 7% for stellar credit and go up to the high teens for buyers with below-average credit. They have a lot of different options available.
Stearn's Bank
Stearn's bank offers lower rates but has much higher requirement for your credit history, licensing and other factors. If you have a well established business, they are a good option. Their rates are often less than 7%.
Please contact them at: 800-247-1922
Kelli is at Extension: 3318
She can take an application over the phone. They typically take about 2 days to process the application and you can typically get your laser in just about 1 week.
NCMIC
NCMIC is one the largest financing companies in the medical market. Their rates are a little higher than Stearn's bank but they are more liberal with requirements.
Call Jen or Emily at: (515) 313-4509 or (877) 770-7244, Ext. 4509.
They can take an application over the phone and the entire process takes about 5 days.